Finding a home in Orlando right now can feel like a full-time job. I get it! You're scrolling through Zillow, hitting refresh, and by the time you see something you like, it's already under contract. It’s frustrating, especially when you’re looking for that fresh, never-been-lived-in feel of a new construction home.
But here is the good news: builders are actually sitting on some incredible inventory that they want to move now. We’re talking about "Quick Move-In" homes, properties that are either finished or just weeks away from completion. Because these builders want to close these out, they are offering incentives that honestly feel like a throwback to five years ago.
I’m talking about interest rates in the 5% range when the rest of the market is stuck in the 6s or 7s, plus tens of thousands of dollars in closing cost credits. If you’ve been sitting on the sidelines waiting for "the right time," this might be it.
WHAT'S MY HOME WORTH?
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Why New Construction is Winning Right Now
The secret is in the incentives. Orlando builders are getting aggressive to help buyers get into homes. When you work with me and my team, we make sure you’re getting the absolute max benefit.
Here is what we are seeing this week:
- Interest Rate Buydowns: Many builders are offering fixed rates as low as 5.25%.
- Closing Cost Credits: We’re seeing "Flex Cash" up to $30,000 that you can use to cover prepaids, title insurance, or even more rate buydowns.
- Low Insurance Rates: Since the home is brand new and built to the latest codes, your homeowners' insurance is often significantly lower than an older home.
This Week’s Top 10 Ready-Now Deals
I reached out to my favorite sales agents across Orlando to see what they have "under the table" or ready for a quick close. Eva and I put this list together just for you.
1. Storey Creek | Lennar
Sarah sent me this deal last week and I had to share it with you. They have a beautiful 4-bedroom "Hartford" model ready for a July closing. They are offering a 5.25% fixed rate plus they’ll cover almost all your closing costs.
Ask for Sarah and tell them Nicole Perpillant sent you!
2. Sunbridge | Pulte Homes
If you want that indoor-outdoor Florida lifestyle, Mark at Sunbridge has a spec home that just hit the market. It’s got a massive $25,000 flex cash incentive. You could use that to buy down your rate or just bring way less cash to the closing table.
Ask for Mark and tell them Nicole Perpillant sent you!
3. West Haven | DR Horton
Jenna reached out about a townhome that just fell through, their loss is your gain! It’s 100% complete. They are offering a special 5.5% rate and zero-down options for qualified buyers.
Ask for Jenna and tell them Nicole Perpillant sent you!
4. Harmony | Maronda Homes
Dave has a few single-family homes in Harmony that are part of their July promotion. You can get up to $15,000 in "Cash to Use YOUR WAY."
Ask for Dave and tell them Nicole Perpillant sent you!
5. Minneola Hills | Meritage Homes
Kelly has a stunning energy-efficient home ready in Minneola. If you use their preferred lender, you’re looking at a 5.5% rate and some of the lowest utility bills in Central Florida.
Ask for Kelly and tell them Nicole Perpillant sent you!
6. Cypress Hammock | KB Home
Chris has a 3-bedroom ready for move-in. The best part? They are participating in several downpayment assistance programs that can be layered with their builder credits.
Ask for Chris and tell them Nicole Perpillant sent you!
7. Stepping Stone | Taylor Morrison
Monica sent over a gorgeous bungalow-style home. It has over $20,000 in upgrades already included in the price, plus they are throwing in a fridge and washer/dryer.
Ask for Monica and tell them Nicole Perpillant sent you!
8. Lakeshore | Toll Brothers
Looking for something a bit more luxury? Ryan has a quick move-in that features a $30,000 design credit already applied, and they are still offering $15,000 toward closing costs.
Ask for Ryan and tell them Nicole Perpillant sent you!
9. Poinciana | LGI Homes
Luis has several homes that are literally "key-in-hand" ready. Their simplified buying process means you could be moved in before the end of the month.
Ask for Luis and tell them Nicole Perpillant sent you!
10. Toho Aqua | Mattamy Homes
Elena highlighted a waterfront-view property that just became available. It’s rare to find a quick move-in with a view like this, especially with a 5.75% rate lock.
Ask for Elena and tell them Nicole Perpillant sent you!
Can I Afford This?
I know the numbers can feel overwhelming. That is why I always recommend chatting with a pro before you start falling in love with floor plans. Whether you use the builder’s lender or one of my preferred partners, you need to know your "buying power."
My Preferred Lenders:
- Antoinette Pender (Security National Mortgage): 407-310-3865 | Your Mortgage Lady
- Tia Peeks (Edge Home Finance): (540) 809-6562 | Apply with Tia
- Jess Ford (Green Oak Lending): (734) 203-7658 | Green Oak Lending
If you’re a first-time buyer or looking for extra help, check out the Downpayment Assistance options available in Florida: Explore Assistance Programs.
Start Your Search
Not seeing the perfect fit in the top 10? No worries! You can search every single new construction community in the Orlando area through my dedicated portal. It’s way better than the big search sites because it’s updated directly by the builders.
SEARCH NEW HOMES: Showcase New Construction
Stay In The Know!
Don’t miss out on next week’s list. We update this every Monday morning with the freshest deals.
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If you are ready to see one of these homes in person or if you just have questions about how these builder incentives work, give Rachel a call at the office! She’s amazing and can help you get scheduled for a tour today.
Call Rachel: 1 (407) 904-1853
We hope all the information is correct, but please contact Nicole Orlando Realtor or the community directly to verify all details, incentives, and availability. Call Rachel at 1 (407) 904-1853 for the latest updates.