Happy Monday! If you’ve been scrolling through Zillow or driving through Central Florida lately, you know the market is moving fast. But here is the secret: some of the best deals right now aren’t on the "used" market. They are sitting pretty in our brand-new communities.
Choosing a new construction home in Orlando isn't just about getting that "new house smell" (though we love that too!). It’s about the massive financial perks that builders are throwing on the table this June. We are talking interest rates that feel like 2021, closing costs paid in full, & insurance rates that won't break the bank.
In this week’s Orlando Quick Move-In Roundup, I’m breaking down the top deals Eva sent over from our favorite builders. These homes are "Ready-Now," meaning you could be splashing in your new community pool before the summer is over!
STAY IN THE KNOW
Before we dive into the list, make sure you have your tools ready:
WHY BUY NEW IN ORLANDO RIGHT NOW?
If you are on the fence about building vs. buying an existing home, 2026 is the year to go new. Why? Because builders are acting as their own banks.
1. THE INTEREST RATE ADVANTAGE
While standard mortgage rates fluctuate, builders like M/I Homes & Dream Finders are offering "buy-downs." This means they pay a lump sum upfront to lower your interest rate for the first few years, or even the life of the loan. Some rates this week are starting as low as 2.875%!
2. LOWER HOME INSURANCE
This is a big one for Florida. New construction homes are built to the latest hurricane codes with brand-new roofs & impact-resistant features. This makes them much cheaper to insure than a home built in the 90s.
3. FULL CLOSING COSTS PAID
Many of the homes in my roundup today come with "Flex Cash." You can use this money to cover every penny of your closing costs. Imagine moving in with just your down payment (or even less if you qualify for assistance!).
ORLANDO QUICK MOVE-IN ROUNDUP: THIS WEEK'S TOP DEALS
Here are the standout properties Eva flagged for us this Friday. These are high-demand, quick move-in units that are ready for a quick close.
1. THE MODERN TOWNHOME AT WATERSIDE
Builder: Dream Finders Homes
The Deal: $61,000 in total savings & rates starting at 2.99%!
Details: 3 Bedrooms | 2.5 Bathrooms | 1,800 Sq Ft
Price: $395,000
Sarah Jenkins sent me this deal last week and I had to share it with you. This townhome is perfect for first-time buyers or anyone looking for a low-maintenance lifestyle near Winter Garden. The kitchen features those gorgeous navy blue cabinets we all love and a massive island for entertaining.
Next Step: Ask for Sarah Jenkins and tell them Nicole Perpillant sent you!
2. THE FAMILY ESTATE AT TYSON RANCH
Builder: M/I Homes
The Deal: 2/1 Buydown – Year 1 rate as low as 2.875%!
Details: 4 Bedrooms | 3 Bathrooms | 2,400 Sq Ft
Price: $510,000
Marcus Reed reached out about this specific lot at Tyson Ranch. It’s a "Quick Move-In" that just finished construction. The 2/1 buydown means your mortgage payment for the first year will be hundreds of dollars lower than a standard loan. It’s a game-changer for your monthly budget.
Next Step: Ask for Marcus Reed and tell them Nicole Perpillant sent you!
3. THE SMART HOME AT STOREY CREEK
Builder: D.R. Horton
The Deal: $20,000 in Flex Cash + All Appliances Included!
Details: 4 Bedrooms | 2 Bathrooms | 2,000 Sq Ft
Price: $425,000
Elena Gomez sent me this deal last week and I had to share it with you. D.R. Horton is known for their "everything’s included" approach, and this home is no different. With $20,000 in flex cash, you could potentially walk away with zero closing costs and a permanent rate buy-down.
Next Step: Ask for Elena Gomez and tell them Nicole Perpillant sent you!
HOW TO COMPARE THESE DEALS
When you are looking at these ready-now homes, don't just look at the price tag. Look at the "Whole Package."
- Check the APR: A low interest rate is great, but always ask for the APR to see the true cost of the loan.
- Ask about "Flex Cash": Can you use it for upgrades, or just closing costs?
- Verify the Deadline: Most of these June incentives require you to sign a contract by June 30th and close by the end of the summer.
DOWNPAYMENT ASSISTANCE & LENDER PERKS
Did you know you can often "stack" incentives? You might be able to use the builder’s closing cost credits and qualify for downpayment assistance.
For example, the "Orlando Unlocked: Open Door Program" is currently offering up to $45,000 in assistance for eligible buyers in certain areas. Combine that with a builder's rate buy-down, and you are looking at an incredible financial setup.
OUR PREFERRED LENDERS
If you want to see how these numbers work for your specific situation, reach out to our trusted partners:
- Antoinette Pender (Security National Mortgage): 407-310-3865 | Website
- Tia Peeks (Edge Home Finance): (540) 809-6562 | Website
- Jess Ford (Green Oak Lending): (734) 203-7658 | Website
READY TO FIND YOUR HOME?
The Orlando market waits for no one! If one of these deals caught your eye, or if you want to see the full list of over 100 move-in ready homes in the area, we are here to help.
FIND YOUR PERFECT HOME
CALL NICOLE ORLANDO REALTOR!
We would love to guide you through the process and make sure you get the absolute best deal from these builders. We know the right questions to ask and the right people to talk to.
CONTACT US:
Call Rachel at the office: 1 (407) 904-1853
*We hope all the information is correct, but please contact Nicole Orlando Realtor or the community directly to verify all details, incentives, and availability. Call Rachel: 1 (407) 904-1853.
WHAT'S YOUR HOME WORTH?
Selling before you buy? Get an instant valuation of your current property here: https://nicoleorlandorealtor.com/list-your-property