Happy Monday, Orlando! It is officially time for our weekly Orlando Quick Move-In Roundup. If you have been sitting on the fence waiting for "the right time" to jump into the market, I have some news that might just make your morning.
Right now, the Orlando new construction market is looking a lot like a buyer’s paradise. Builders are competing for your business, and they aren’t just offering a friendly handshake. We are seeing massive price reductions, interest rate buydowns that feel like a trip back to 2021, and closing cost contributions that can save you tens of thousands of dollars at the closing table.
My name is Penny, and I work with Nicole Orlando Realtor to bring you the best deals in the City Beautiful. This week, we reached out to Eva (our amazing Executive Assistant) to get the inside scoop on which builders are playing ball. If you want to skip the line and start your own search immediately, you can browse all new construction here.
Why New Construction is Winning Right Now
The resale market is still a bit tight, but builders are in a different boat. They have "inventory" homes, homes that are either finished or very close to it, and they want them moved off their books before the quarter ends. This creates a massive opportunity for you.
When you buy a quick move-in home, you aren’t just getting a brand-new house with a warranty. You are getting Builder Incentives. These are financial tools builders use to make their homes more affordable than the house down the street that was built in 1995.
The Power of the Interest Rate Buydown
One of the biggest hurdles for buyers today is the monthly payment. Builders know this. That is why they are offering permanent and temporary interest rate buydowns. We are seeing rates as low as 3.99% or even 2.875% for the first year on select inventory.
Compare that to the standard market rates, and you are looking at saving hundreds, if not thousands, of dollars every single month. That is more money in your pocket for furniture, landscaping, or that Disney annual pass you’ve been eyeing.
This Week’s Featured Quick Move-In Deals
Our team has been hitting the phones and checking in with sales agents across Central Florida. Here are the standouts for this week that you need to know about.
1. Trinity Family Builders: The "Flex Fund" Kings
Trinity Family Builders is currently making waves in the Orlando area. They are offering some of the most flexible incentives we’ve seen. Last week, Mike over at Trinity sent me a list of homes that include fee-free refinancing within the first three years if rates drop further.
They also have "Flex Funds" which give you up to 2% off the home purchase price. You can use this for upgrades or to slash your closing costs.
- PRO TIP: Ask for Mike and tell him Nicole Perpillant sent you! He will take great care of you.
2. Pulte Homes: Massive Price Slashes
Pulte is currently aggressive with their quick move-in pricing. In some communities, we are seeing price reductions of up to $75,000. These are homes that are ready for you to turn the key and move in within 30 days. When you combine those price drops with their closing cost assistance, the math starts to look very, very good.
3. Richmond American Homes: Closing Costs Covered
If you are worried about having enough cash to close, Richmond American is a builder you need to look at. They are frequently covering a massive portion of closing costs for buyers who use their preferred lenders. This keeps your cash in your savings account while still getting you into a luxury home.
How to Pay for Your New Home
Buying a home is a big financial move, but you don't have to do it alone. We have a suite of resources to help you figure out the money side of things.
First, check your eligibility for downpayment assistance here. You might be surprised at what programs are available to help you get over the finish line.
Second, we highly recommend chatting with one of our preferred lenders. They know the new construction world inside and out and can help you navigate the builder’s "preferred lender" offers to make sure you are truly getting the best deal.
Our Preferred Lender Partners:
- Antoinette Pender (Security National Mortgage): 407-310-3865 | Your Mortgage Lady
- Tia Peeks (Edge Home Finance): 540-809-6562 | Tia Peeks Finance
- Jess Ford (Green Oak Lending): 734-203-7658 | Green Oak Lending
The Quick Move-In Advantage
Why choose a quick move-in over building from scratch?
- Speed: You can be in your new home in 30 to 45 days. No waiting 10 months for a permit to clear.
- Certainty: The price you see is the price you get. You don't have to worry about material costs rising during the build.
- Better Deals: Builders are far more likely to give deep discounts on a home that is already standing than on a lot that hasn't been cleared yet.
Your Orlando Home Search Simplified
If you are ready to start looking, we have made it incredibly easy. You can use our Homes.com Buyer Invitation to get a curated experience as you browse the Orlando market.
There are currently over 121 communities in the Orlando area offering special incentives. From Lake Nona to Winter Garden, and St. Cloud to Apopka, the deals are everywhere. But remember, these incentives change weekly. The deal that is available today might be gone by next Monday.
Ready to Take the Next Step?
We know that navigating new construction can feel overwhelming. Should you use the builder's lender? Is the "flex fund" better used on upgrades or a rate buydown? How do you know if the price is actually a good deal?
That is what we are here for. We represent you, not the builder. Our goal is to make sure you get the absolute best terms possible.
Call Rachel at our office today! She is ready to answer your questions, pull specific inventory lists for your favorite zip codes, and schedule tours for this week.
Call: 1 (407) 904-1853
Don't let these builder incentives pass you by. This week is a massive opportunity to lock in a brand-new home with financial terms that make sense for your budget.
Stay in the Know!
- Find Your Perfect Home: Search Orlando New Construction
- What's Your Home Worth? Get a Free Valuation
- Follow, Like, & Subscribe: Stay tuned for next Monday's roundup!
Success! You are one step closer to your new Orlando home. Whether you are a first-time buyer or looking to upgrade to something bigger and better, the Nicole Orlando Realtor team is here to guide you every step of the way.
*We hope all the information is correct, but please contact Nicole Orlando Realtor or the community directly to verify all details, incentives, and availability. For questions, call Rachel at 1 (407) 904-1853.