Orlando Quick Move-In Roundup: September 14, 2026

Fall is here, and builder incentives are heating up.

Eva sent over this week’s quick move-in list from builder updates compiled on September 11. I pulled out the strongest opportunities for buyers who want a new home without waiting through a long construction timeline.

You’ll find homes across Kissimmee, Winter Garden, St. Cloud, Davenport, Winter Haven, Haines City, Orlando, and more.

If you’re hoping to buy a home in Orlando before the end of the year, this is a great time to look.

Incentives, pricing, and availability can change quickly. Many offers also require approved financing, a contract deadline, and use of the builder’s preferred lender.

WHY QUICK MOVE-IN?

Quick move-in homes are already complete or nearly finished.

That means you may be able to:

Move in within weeks instead of waiting months
See the actual home, finishes, and lot
Take advantage of builder closing cost credits
Qualify for promotional interest rates or rate buydowns
Avoid some construction delays
Lock in today’s price before inventory changes

These homes can be a smart option for first-time buyers, relocating families, investors, and anyone whose lease is ending soon.

For more background, read my guide to Orlando quick move-in homes and builder incentives.

THIS WEEK’S FEATURED PICKS

TAYLOR MORRISON

Taylor Morrison is offering up to $85,000 in builder incentives on select homes, plus up to $15,000 toward closing costs with Taylor Morrison Home Funding.

Contracts may need to be signed by September 30, 2026.

Kissimmee , Westview

Santa Rosa: 4 bedrooms, 3.5 baths, 2,138 square feet, $405,000, ready now
Dove: 3 bedrooms, 2.5 baths, 1,850 square feet, $335,000, ready now
Blackbird: 3 bedrooms, 2 baths, 1,453 square feet, $305,000, expected October–November
Hummingbird: 4 bedrooms, 3 baths, 2,075 square feet, $371,374, expected October–November

Winter Garden , Harvest at Ovation

Baldwin: 4 bedrooms, 4.5 baths, 2,441 square feet, $653,118, ready now
Baldwin: 4 bedrooms, 4.5 baths, 2,841 square feet, $635,699, ready now

The Harvest at Ovation options are worth a close look if you’ve been searching for Winter Garden new construction homes.

More Taylor Morrison options

Esplanade at Westview in Kissimmee: Ambra, 3 bedrooms, 3 baths, 2,296 square feet, $540,000
Waterstone in Groveland: Oriole homes from $415,000
Waterstone townhomes: Osprey, 3 bedrooms, 2.5 baths, 1,404 square feet, from $257,000–$258,000, with up to $35,000 off
Ardisia Park in New Smyrna Beach: Abaco, 4 bedrooms, 3.5 baths, $650,000, with approximately $137,000 in savings noted

For Taylor Morrison details, contact OrlandoOnline@taylormorrison.com or 407-756-5025.

D.R. HORTON

D.R. Horton is advertising up to $20,000 toward closing costs, with rates as low as:

4.99% FHA/VA
5.50% conventional
5.75% for 100% financing

Crosswinds townhomes were listed with a $10,000 closing cost credit, but the contract deadline was September 13. That date has passed, so please verify whether the offer was extended.

Featured communities

Annabelle Estates Townhomes, Winter Haven: Pearson, 3 bedrooms, 2.5 baths, 1,464 square feet, $239,990
Horse Creek at Crosswinds, Davenport: Pearson, 3 bedrooms, 2.5 baths, $252,490
Crosswinds Townhomes, Haines City: Pearson, 3 bedrooms, 2.5 baths, $253,900–$254,900
Brentwood, Davenport: Glen, 3 bedrooms, 2.5 baths, 1,673 square feet, $302,490
Harmony at Lake Eloise, Winter Haven: Baldwin, 4 bedrooms, 2 baths, 1,720 square feet, $316,900
Villamar, Winter Haven: Harper, 4 bedrooms, 2 baths, 1,665 square feet, $299,900
Willowbrook South, Winter Haven: Archer II, 3 bedrooms, 2 baths, 1,328 square feet, $275,900

Casey Omura with D.R. Horton’s Lakeland Division sent over these options. Ask for Casey Omura and tell them Nicole Perpillant sent you!

Contact Casey at RCOmura@drhorton.com or 407-966-1960.

DAVID WEEKLEY HOMES

Lakeside at Satilla in St. Cloud has several attractive quick move-in homes.

The current list includes rates as low as 4.99% and up to $20,000 in closing cost savings through Grace Home Lending, listed through September 30, 2026. Verify the promotion before making a decision.

Top picks

Northglen: 3 bedrooms, 2 baths, 2,077 square feet, $494,990, ready now
Gaspar: 4 bedrooms, 3 baths, 2,317 square feet, $519,990, ready now
Gaspar at 5129 Chattahoochee Bend: expected ready September 24
Spicola: 3 bedrooms, 2 baths, 1,854 square feet, $474,990, ready now
Edie: 4 bedrooms, 3.5 baths, 3,061 square feet, $589,990, expected ready October 23

Andrew Foster and Illich Valdera with David Weekley shared these St. Cloud opportunities. Ask for Andrew Foster and tell them Nicole Perpillant sent you! You can also ask for Illich Valdera and tell them Nicole Perpillant sent you!

Call 407-478-5933 for details.

HIGHLAND HOMES

The Crossings in St. Cloud is offering a Summer Sale with up to $63,000 in savings through price reductions, closing costs, prepaids, and rate-buydown assistance.

Featured homes

Raychel: 4 bedrooms, 2 baths, 1,819 square feet, $414,905, move-in ready
Westin II: 4 bedrooms, 3 baths, 2,314 square feet, $504,765, move-in ready and waterfront
Monroe: 3 bedrooms, 3.5 baths, 2,540 square feet, $479,900, move-in ready and waterfront

Contact Highland Homes at 863-797-4999.

MARONDA HOMES

These Maronda homes are listed as move-in ready:

Lake Deer Estates, Haines City: Lavender, 4 bedrooms, 2.5 baths, 1,770 square feet, $283,990
Hammock Reserve, Haines City: Victoria, 3 bedrooms, 2 baths, 1,492 square feet, $289,990
Poinciana: Poinsettia, 3 bedrooms, 2 baths, 1,273 square feet, $279,990
DeLand: Violet, 3 bedrooms, 2 baths, 1,443 square feet, $329,990

These are worth watching if your goal is a new home below or near $300,000.

PULTE , EVERBE

EverBe in Orlando has a Haddock home at homesite 1095 listed at $509,990.

Pulte is also advertising $35,000 in flex cash on select Ember bungalows.

Rachel Acosta with Pulte can help with the EverBe opportunities at 407-340-3555. Ask for Rachel Acosta and tell her Nicole Perpillant sent you!

Please note: this is Rachel Acosta with Pulte. The office contact in my closing CTA is Rachel at 1 (407) 904-1853.

OTHER BUILDER DEALS TO WATCH

Park Square Homes has quick move-in inventory in Haines City, Wildwood, Tavares, Mount Dora, Fruitland Park, and Orange City.

Potential incentives include:

Select 4.99% fixed rates
Select 3.99% FHA 5/1 ARM offers
Up to $10,000–$20,000 toward closing costs
Select $99-down opportunities

Call 844-774-4636 and verify the terms for the specific home.

Mattamy Homes is advertising 4.99% fixed rates on select quick move-in homes, plus up to 2% of the purchase price toward closing costs.

INCENTIVES TO WATCH

Builder promotions may come in several forms.

Closing cost credits: Help with lender fees, title fees, prepaid taxes, insurance, and other approved costs.

Rate buydowns: Reduce your interest rate for a temporary period or, in some cases, provide a lower fixed rate.

Flex cash: May be used toward closing costs, prepaid expenses, upgrades, or rate assistance. Ask what is allowed.

$99 down offers: These usually have strict requirements. Confirm eligibility, loan type, and all funds due at closing.

A lower rate is not automatically the best deal. Compare the full monthly payment, cash needed at closing, HOA fees, taxes, insurance, and future rate changes.

COMPARE THE WHOLE DEAL

Before signing, ask:

Which lender must I use?
What is the exact contract deadline?
When must the home close?
Is the rate fixed or adjustable?
What happens if construction is delayed?
Can unused incentives be applied to the purchase price?
Which upgrades are included?
What will my estimated insurance cost?
Are there HOA, CDD, or special district fees?

For new construction, I also recommend getting an independent inspection. Brand-new does not mean “no inspection needed.”

As a bonus, my Goosehead Insurance connection, Marlene Pujols, can help buyers compare insurance quotes for new homes. This is especially helpful when you are comparing homes in different communities.

START YOUR SEARCH

Want to browse more new construction homes in Orlando, FL?

I can also help you compare preferred lender options, including:

Antoinette Pender , Security National Mortgage: 407-310-3865, yourmortgageladynet.com
Tia Peeks , Edge Home Finance: 540-809-6562, learn more
Jess Ford , Green Oak Lending: 734-203-7658, jessford@greenoaklending.com, GreenOakLending.com

Whether you’re looking at Kissimmee new construction homes, Lake Nona new construction homes, Dr. Phillips homes for sale, or a home farther west or south, I’ll help you compare the options.

FIND YOUR QUICK MOVE-IN HOME!

If you’re searching for homes for sale in Orlando, FL, let’s talk before this week’s best inventory disappears.

Call Rachel at 1 (407) 904-1853 to discuss your price range, preferred area, timeline, and financing goals. I’ll help you find the right Orlando realtor, builder community, and incentive package for your move.

*We hope all the information is correct, but please contact Nicole Orlando Realtor or the community directly to verify all details, incentives, and availability.